Applying for a Mortgage? Do’s and Don’t List
First time Home Buyers, and even those who haven’t purchased a home in a while, can be a little intimidated by the process – especially if they watch the news, which is saying it is so TOUGH to get a...
View ArticleUSDA Loans in Rocky Mount NC
Rocky Mount is one of those cities that has seen good times and bad in the past few years. One of the builder’s we think highly of, Halle Building Group just purchased a large Golf Course Community in...
View ArticleFirst Time Home Buyer Loans NC FAQs
Are you tired of hauling the laundry down to a dark basement, or better yet, LIVING in your PARENTS basement? Maybe it’s time to buy a home for yourself! We’ve heard all of the doubts from folks who...
View ArticleFHA Loans in Charlotte Monroe NC
Looking for a home in Charlotte, Mint Hill, Belmont or Monroe? If you’re like most people we talk to you want to get the mortgage loan that a) you can get approved for and b)has the best terms. FHA...
View ArticleStop Renting – Buy Now
Are you tired of having to clean up after roommates? Tired of trying to find a parking space, or all of the music at all hours of the night coming from the unit above you?? Tired of Renting? Buy a...
View ArticleFirst Time Home Buyer Loan Requirements
First Time Home Buyer Loan Programs were initially provided to help those of us who don’t have 20% to put down on a home! There are some Conventional Loans that allow for less down payment, now – but...
View ArticleWhat are VA Home Loan Benefits??
One of the best benefits available to Veterans is the ability to purchase a home with no monthly PMI and no down payment. You can use your VA Home Loan benefits more than once! If you used your VA...
View ArticleUSDA Loans and Outbuildings
People who want to live out in the “sticks” in North Carolina don’t have to drive too far from a major metro area. USDA offers loans for residential housing in Rural parts of NC, however the USDA RD...
View Article3 Questions: Rent Versus Buying a Home in Raleigh Now?
We talked to a buyer recently who was trying to compare currently rental payments to a house payment. As the conversation progressed we realized that this first time home buyer didn’t really have all...
View ArticleUSDA Rural Housing Loan NC Requirements
USDA Rural Housing Mortgage Loan Requirements are pretty straight forward. The borrower needs to have decent credit, Be under the maximum income limits for the county, Buy a house that is within the...
View ArticleNew First Time Home Buyer Programs in NC
The First Time Home Buyer Programs in NC make it possible to buy a house with little to no money out of your pocket. For first time home buyers in NC, that’s great news, because one of the biggest...
View ArticleUSDA Loans in Wilson NC
Folks who are interested in living in a small town in NC, close to Raleigh are considering Wilson as a place to get a great deal.According to the Wilson Chamber, that’s no so surprising, because...
View ArticleFirst Time Home Buyer Loans NC
The First Time Home Buyer Loans NC are specifically designed for first time home buyers who want to buy a house with little to no money out of your bank account! Because one of the biggest things...
View ArticleStudent Loan Debt and Mortgage Approval
We talk to folks everyday who have student loan debt and are looking at houses. Some of these folks have in excess of $50,000 in student loans. Many of them have IBR, PAYE (Pay as your earn) student...
View ArticleFHA Loans Asheville Buncombe County NC
As the economy improves, and mortgage rates begin to rise, more home buyers are looking for a way to get out of their rental situation and into a home of their own. One of the most flexible mortgage...
View ArticleFirst Time Home Buyer Loan Requirements
First Time Home Buyer Loan Programs were initially provided to help those of us who don’t have 20% to put down on a home! There are some Conventional Loans that allow for less down payment, now – but...
View ArticleUSDA Loans in Knightdale NC
USDA Home Loans in Knightdale, NC 27545 do not have a maximum loan amount - however, the property must be located within the USDA "Eligibility" area. Here are maps of the Wake County area, remember...
View Article5 Things NC First Time Home Buyers Should Know!
If you are ready to move out on your own, and Kiss Your Landlord Good-bye… CONGRATULATIONS! Earlier this year the newest part of the Government’s program to help people buy a house went into place!...
View ArticleMinimum Credit Score Requirements for a Mortgage
We often talk to first time home buyers who want to know the minimum credit score requirements for a mortgage in North Carolina. The answer, while not complicated, is not one where I can just spit out...
View ArticleUsing Grants and Gift Funds To Buy A House In NC
Are you a First Time Home Buyer, dreaming of the day when you can sit among your boxes, in your new home? Did you know you can get Gift Funds To Buy A House In NC? HUNDREDS of first time home buyers...
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